Welcome!

     

Saturday, December 18, 2010

Fauntleroy Craftsman price reduction

I like this house so much, I'm holding it open again this Saturday and Sunday (from 1-4 each day)! This well-located, beautifully remodeled 1918 Craftsman at 7022 46th Av SW. has 5 bedrooms and 2.75 baths with a total of 3800 square feet of living space. The rooms are large, including a separate dining room, den, living room, sun room, huge Master Suite and more. It even has a peak view of the Sound from both the main floor and the Master. Remodeled from the bottom up including the plumbing and electrical systems. Just one block off Fauntleroy Way and priced at just $525,000!

Come see it for yourself and claim your coupon for a free ice cream cone from West Seattle's own Husky Deli!

Here's a link to a list of other Open House events.


Friday, December 17, 2010

Mortgage Rates are rising

We knew it would happen. Interest rates for 30-yr fixed rate mortgages are on the rise. Here's why:

Rise in Yields Pushes Up Rates

A sudden and unexpectedly quick bounce in Treasury yields has jolted the financial markets — including mortgage rates, which have risen rapidly in response.

Freddie Mac puts 30-year home loan interest at an average of 4.83 percent for the week ended Dec. 16, up from a record bottom of 4.17 percent a month ago.

Although the rate is still favorable by historical norms, any jump in borrowing costs is certain to pinch housing demand, prevent refinancing, and motivate sellers to reduce asking prices.

Curb appeal is crucial

Owners Recoup More with Exterior Home Projects
As part of the 2010-11 Remodeling Cost vs. Value Report, REALTORS® recently rated exterior replacement projects among the most cost-effective home improvement projects, demonstrating that curb appeal remains one of the most important aspects of a home at resale time.

“This year’s Remodeling Cost vs. Value Report highlights the importance of exterior projects, which not only provide the most value, but also are among the least expensive improvements for a home,” said National Association of REALTORS® President Ron Phipps, broker-president of Phipps Realty in Warwick, R.I. “Since resale value can vary by region, it’s smart for home owners to work with aREALTOR® through the remodeling and improvement process; they can provide insight into projects in their neighborhoods that will recoup the most when the owners are ready to sell.”

Nine of the top 10 most cost-effective projects nationally in terms of value recouped are exterior replacement projects. The steel entry door replacement remained the project that returned the most money, with an estimated 102.1 percent of cost recouped upon resale; it is also the only project in this year’s report that is expected to return more than the cost. The midrange garage door replacement, a new addition to the report this year, is expected to recoup 83.9 percent of costs. Both projects are small investments that cost little more than $1,200 each, on average. REALTORS® identified these two replacements as projects that can significantly improve a home’s curb appeal.

“Curb appeal remains king – it’s the first thing potential buyers notice when looking for a home, and it also demonstrates pride of ownership,” said Phipps.

The 2010-11 Remodeling Cost vs. Value Report compares construction costs with resale values for 35 midrange and upscale remodeling projects comprising additions, remodels and replacements in 80 markets across the country. Data are grouped in nine U.S. regions, following the divisions established by the U.S. Census Bureau. This is the 13th consecutive year that the report, which is produced by Remodeling magazine publisher Hanley Wood LLC, was completed in cooperation withREALTOR® Magazine.

REALTORS® provided their insight into local markets and buyer home preferences within those markets. Overall, REALTORS® estimated that home owners would recoup an average of 60 percent of their investment in 35 different improvement projects, down from an average of 63.8 percent last year. Remodeling projects, particularly higher cost upscale projects, have been losing resale value in recent years because of weak economic conditions.

According to the report, replacement projects usually outperform remodel and addition projects in resale value because they are among the least expensive and contribute to curb appeal. Various types of siding and window replacement projects were expected to return more than 70 percent of costs. Upscale fiber-cement siding replacement was judged by REALTORS® the most cost effective among siding projects, recouping 80 percent of costs. Among the window replacement projects covered, upscale vinyl window replacements were expected to recoup the most, 72.6 percent upon resale. Another exterior project, a wood deck addition, tied with a minor kitchen remodel for the fourth most profitable project recouping an estimated 72.8 percent of costs.

The top interior projects for resale value included an attic bedroom and a basement remodel. Both add living space without extending the footprint of the house. An attic bedroom addition costs more than $51,000 and recoups an estimated 72.2 percent nationally upon resale; a basement remodel costs more than $64,000 and recoups an estimated 70 percent. Improvement projects that are expected to return the least are a midrange home office remodel, recouping an estimated 45.8 percent; a backup power generator, recouping 48.5 percent; and a sunroom addition, recouping 48.6 percent of costs.

Although most regions followed the national trends, the regions that consistently were estimated to return a higher percentage of remodeling costs upon resale were the Pacific region of Alaska, California, Hawaii, Oregon and Washington; the West South Central region of Arkansas, Louisiana, Oklahoma, and Texas; the East South Central region of Alabama, Kentucky, Mississippi and Tennessee; and the South Atlantic region of the District of Columbia, Florida, Georgia, Maryland, North Carolina, South Carolina, Virginia and West Virginia.

The regions where REALTORS® generally reported the lowest percentage of costs recouped were New England (Connecticut, Massachusetts, Maine, New Hampshire, Rhode Island, and Vermont), East North Central (Illinois, Indiana, Michigan, Ohio and Wisconsin), West North Central (Iowa, Kansas, Minnesota, Missouri, Nebraska, North Dakota and South Dakota), and Middle Atlantic (New York and Pennsylvania).

“It’s important to remember that the resale value of a particular improvement project depends on several factors,” said Phipps. “Things such as the home’s overall condition, availability and condition of surrounding properties, location and the regional economic climate contribute to an estimated resale value. That’s why it is imperative to work with a REALTOR® who can provide insight and guidance into local market conditions whether you’re buying, selling or improving a home.”

Results of the report are summarized in the January issue of REALTOR® Magazine. To read the full project descriptions, access national and regional project data, and download a free PDF containing data for any of the 80 cities covered by the report, visit www.costvsvalue.com.

Friday, December 10, 2010

Mortgage Rates on the rise?

REALTOR® Magazine-Daily News-Mortgage Rates Jump to 6-Month High: "Mortgage rates rose for a fourth-straight week to reach a six-month high as yields on government bonds continue to rise. The average interest on a 30-year fixed loan hit 4.61 percent, up from 4.46 percent a week ago, Freddie Mac reported.

Also, 15-year fixed loans averaged 3.96 percent, up from 3.81 percent last week; and rates for variable adjustable-rate mortgages floated higher as well."

Alice's comment: Interest rates are still at historically low levels, but if you are thinking of purchasing a home anytime soon, you would be wise to keep an eye on the rates, as they are inching upward. If you have questions about how much a quarter point change in interest rates would affect your monthly mortgage payment, give me a call. 206-708-9800.

Energy Saving Tips for Holiday Lighting


Holiday lighting is a wonderful tradition, and these tips will help to keep you and your family safe. Use care not to overload your circuits. Do not run too many strings together, the amount of lights on string that can safely be connected differs for each type of light. Read and follow the manufacturer's recommendations. Carefully inspect each string for frayed insulation, loose connections or broken bulbs. Never plug in a string that has bulbs broken open, as the interior filament is a electrocution hazard. Only use lights outdoors that are approved for outdoor use.


Above is a brief intro to some helpful information about holiday lighting from my friends Suzanne and JJ Greive at Home Inspections of Puget Sound. Click on the title to go to the full article.

Saturday, December 4, 2010

Saturday morning Open

This morning (Saturday, 12/4) from 10-noon I will be holding Open a grand old Craftsman home that has been beautifully remodeled from top to bottom, including the plumbing and electrical systems. 5 bedrooms, 2.75 baths, 3800 sq. ft. of living space in Fauntleroy/Gatewood for just $549K! The address is 7022 46th Av SW. MLS #127595.

As usual, I will be giving away coupons for a free ice cream cone from West Seattle's own Husky Deli, so stop by and see me.

Click here for a list of other Open Houses.


Need more info? Call or text me at 206-708-9800

Friday, December 3, 2010

The measure of an outstanding broker

REALTOR® Magazine-Daily News-8 Factors for Standing Out in Real Estate:

"Reuters News offers these guidelines for anyone who is shopping for a home and a real estate professional to help them clinch the deal. How does your broker measure up?

1. Ethical. Enough said.
2. Likeable. The practitioner doesn’t have to be the buyer’s best friend, but she has to be someone the buyer likes to be around.
3. Knowledgeable. Knowing the target neighborhood is very important.
4. Smart. Familiar with the complexities of the mortgage process and able to negotiate the legal details of buying a home.
5. Licensed. Being licensed and insured is important in this litigious world.
6. Capable. Able to close deals quickly and efficiently.
7. Good with the Rolodex – able to recommend capable service providers.
8. Quick with references. Former clients must be willing to speak up."

Note from Alice:  I'd love to hear from any and all of my clients concerning these standards. What score would you give me?

Thursday, December 2, 2010

Buying a home on your own?

Are you single and thinking of buying a home on your own?

I've been there and done that, so you can feel confident that I can help guide you through the  whole scary, exciting, stressful, exhilarating process one step at a time.

The first step? Pick up the phone and call me at 206-708-9800 to set up a free, no-pressure consultation.

Wednesday, December 1, 2010

What is Green building?


According to the US Green Building Council, "Generally, green homes are healthier, more comfortable, more durable, and more energy efficient and have a much smaller environmental footprint than conventional homes."
Consumer demand, residential builders, federal government incentives, and local government policy are combining to make sustainable housing the new norm, and many property owners are taking steps towards greening their properties.
Two-thirds of consumers are paying attention to green homes and buildings; they recognize the link between green properties, cost savings and healthy living
More and more consumers understand the long-term investment and savings associated with greener homes. Homebuyers who ranked energy efficiency as "very important" purchased homes that had a median price $12,400 higher than those who ranked it "somewhat" or "not important."
Want to know more? Pick up the phone right now and give me a call at 206-708-9800.
Source: Green REsource Council, National Association of Realtors

Tuesday, November 30, 2010

Are you a Savvy woman?



Are you a woman homeowner who could use added information about how to maintain your home?  Check out Savvy Seattle Women (SSW). We are a not-for-profit group providing 3 primary resources free of charge.

First, we host a free monthly workshop on topics such as: "Should you Remodel, Refi or Sell?"  "Winterizing your Yard and Home," and "How to Find Qualified Service Providers."

Second, we have a Google Group, designed to host discussions on topics related to home ownership. To join, go to: www.groups.google.com/group/savvyseattlewomen. (You will need to either have or create a free google account in order to participate.)

Third, we are compiling a list of recommended service professionals you can call when you have homeowner tasks you don't feel capable of doing yourself. Individuals on the list are licensed and bonded. They must provide SSW with references and agree to have clients fill out a written evaluation of their work each time they are referred by SSW.

If you are a professional who would like to apply for inclusion on our list, e-mail us at SavvySeattleWomen@comcast.net.

We are currently recruiting new Board members and planning our calendar of workshops for 2011.

For more information about Savvy Seattle Women, visit our website: www.SavvySeattleWomen.com or call me at 206-708-9800.

Green myths debunked!

Ready to take a step toward green? It's easier than you might think. 


There are a lot of misconceptions today about the time and money it takes to implement green home features and sustainable lifestyle practices. As a Realtor with added education in "Green", I'd like to help set the record straight.

Myth: Going green will cost an arm and a leg.
WRONG! There are a variety of cost-effective ways to green your home and lifestyle that can actually SAVE you money. Discover this and many other reasons why to go green.

Myth: To have a green building, you need to be LEED* certified. 
WRONG! LEED is setting a standard for existing and new green homes and buildings. You can implement green products and practices into your home or office that reduce energy consumption, save money and save the environment without being LEED rated or certified.

Myth: One person can't make a difference.
WRONG! I believe that every step towards green is a step in the right direction. Whether you change one habit or your entire way of living, your actions can reduce your carbon footprintand make a world of difference in the long run.



Want to know more?  Give me a call at 206-708-9800 today. No pressure, no selling, just helpful information.




*Leadership in Energy and Environmental Design (LEED)
The green building certification program created by the United States Green Building Council (USGBC). The comprehensive rating system (based on prerequisites and points) takes a whole building approach factoring in community resources & public transit, site characteristics, water efficiency, energy efficiency, materials & resources, indoor environmental quality, awareness & education, and innovation.


Thursday, November 25, 2010

Happy Thanksgiving!

Thank you to all my clients, friends and family who give my life meaning and joy. May we always be mindful of the blessings which surround us.
Happy Thanksgiving!

Sunday, November 21, 2010

Open! 5 bd/2.75 ba Fauntleroy home $549K

Open House Alert! If you are an old-home enthusiast, you will want to see this totally remodeled 1918 Craftsman home. 3,800 sq. ft. of living space with a great floor plan including large kitchen, separate dining room, fireplace, tiled bath, fir floors and most rooms and new carpet in others. The upper floor is a fabulous Master Suite. All this, in a great location, close to Lincoln Park. New price of $549,000.

The address is 7022 46th Ave SW, one block off Fauntleroy Way, near The Kenney.

I will be holding this home open today (Sunday) from 1-4. If you'd like to see the home, but can't make it during those hours, give me a call and we can set up a private tour at a more convenient time. 206-708-9800.

All visitors to my Open House receive a coupon for a free ice cream cone at West Seattle's own Husky Deli!

Here is a web link to help you find additional Open Houses.




Friday, November 19, 2010

Wow! 5 bd/2.75 ba Fauntleroy home $549K!

Open House Alert! If you are an old-home enthusiast, you will want to see this totally remodeled 1918 Craftsman home. 3,800 sq. ft. of living space with a great floor plan including large kitchen, separate dining room, fireplace, tiled bath, fir floors and most rooms and new carpet in others. The upper floor is a fabulous Master Suite. All this, in a great location, close to Lincoln Park. New price of $549,000.

The address is 7022 46th Ave SW, one block off Fauntleroy Way, near The Kenney.

I will be holding this home open on Sunday from 1-4. If you'd like to see the home, but can't make it during those hours, give me a call and we can set up a private tour at a more convenient time. 206-708-9800.

All visitors to my Open House receive a coupon for a free ice cream cone at West Seattle's own Husky Deli!

Here is a web link to help you find additional Open Houses.


Friday, November 12, 2010

Is she an agent or a broker?

Although it's unlikely that the question has kept you up nights, you may be wondering about the difference between a real estate agent and a real estate broker?

For reasons that are unclear to most of us, the State of Washington's Department of Licensing decided, in July of 2010, to change the common terminology used for real estate licensees from "agent" to "broker." While it is not erroneous to refer to a real estate professional as an agent, the legal term is now broker. A managing broker is a professional who heads up an office of one or more brokers.

On a related note, the difference between a Realtor and a broker concerns membership in the National Association of Realtors (NAR).  All Realtor's are brokers, but not all brokers are Realtors, as membership in NAR is optional.

Membership in the National Association of Realtors, as well as the State and local branches, requires strict adherence to a well-established code of ethics for professional behavior. I believe it is to your advantage to make sure that any broker you employ is also a Realtor.

Want to know more? Text or call me at 206-708-9800.

Thursday, November 11, 2010

Setting the right price for your home

Aside from choosing the right agent, the most significant decision you will make when you put your home on the market, is choosing the listing price. Price your home too high, and it will languish on the market. Price your home too low, and you leave money on the table.

So why is it so difficult to determine the right price from the start?
Here are the top 5 reasons:


5.  Variables in seller motivation
A seller who is not highly motivated to move -- one who just wants to see how much they could get -- will probably not be willing to set a realistic price for their home.



4.  Seller & agent objectivity
Human nature dictates that we tend to place higher value on things that belong to us. Both the seller and the agent have a vested interest in believing that the property is worth more than it might actually be.


3.  There are no perfect "comps" (comparable properties)
Even if the house next door is a mirror image of yours and just sold last week, there are differences that will make your home worth more or less money to buyers.

2.  Limited to "stock on-hand"
In addition to an absence of perfect comps, the agent is confined by the market itself. If home sales are slow, it may be difficult to find even imperfect comps.

1.  Agent's crystal ball is in the shop
While it is possible to predict general market trends to a certain degree, no one is able to precisely forecast how quickly prices will go up or down. A price that accurately reflects market value on the day you list your home, may need to be adjusted within weeks, or even days.

Those are just a few of the factors to consider when working with your agent to set the appropriate listing price for your home.

Here are the top 5 factors you should DISREGARD when determining the listing price:

5.  The amount your neighbor's house sold for a year ago
Whether home prices are going up or down, they are constantly changing. Any sale that closed 6+ months ago, is no longer useful for comparison's sake. Appraisers are often limited to considering homes that have sold in the past 90 days.

4.  The amount you paid for your home
Again, assuming you have lived in your home for more than 3 months, the market in which you are selling is different than when you purchased. Most homes appreciate in value, but some do not.

3.  The amount you "need" to make from the sale of your home
Take this figure into consideration when deciding IF you should list your home, but once you decide to list, it has no further significance to anyone but you; certainly not to the buyer.

2.  The amount you invested in upgrades and improvements
Remodeling comes with many rewards, but getting your money back is not usually one of them. Traditionally, kitchen and bathroom remodels net the highest return and may make your home more salable, but even those are unlikely to boost your home's value into another bracket.

1.  The amount you and your agent would LIKE it to be worth
Listing at a pie-in-the-sky price only hurts you in the long run, and your agent should make that clear to you. The notion that "they can always offer less" is fine in theory, but if prospective buyers -- most of whom search online before ever getting in the car -- perceive that you are asking too much, they will simply click on the next home, especially in the current buyers' market. The price you set needs to convey a good value. If you really want to sell quickly, your price should be 10% below the current market value.

If you would like a comprehensive market analysis of your home, applying the above principles, text or call me at 206-708-9800.

Sunday, November 7, 2010

Sunday Open House

Today I will be holding open my listing in Earlington ... just barely inside the Renton City limits off Renton Ave. S. at 130th St.  This 1952, 1-story with basement home has a finished lower level needing only minor modifications to make it a full-fledged Mother-in-Law unit. No mother-in-law? Rent out the space to make your mortgage payment even more affordable!

3 bedrooms, 1.75 baths, sunny corner lot, view deck overlooking the valley and mountains, all for just $225,000!

The address is 8219 S 130th St. I will be there from 1-4. Please stop by and say hello.

Saturday, November 6, 2010

Saturday Open House

Today and tomorrow I will be holding open my listing in Earlington ... just barely inside the Renton City limits off Renton Ave. S. at 130th St.  This 1952, 1-story with basement home has a finished lower level needing only minor modifications to make it a full-fledged Mother-in-Law unit. No mother-in-law? Rent out the space to make your mortgage payment even more affordable!

3 bedrooms, 1.75 baths, sunny corner lot, view deck overlooking the valley and mountains, all for just $225,000!

The address is 8219 S 130th St. I will be there both Saturday and Sunday from 1-4. Come say hello.

Friday, November 5, 2010

Current mortgage loan rates

Here's a table showing current loan rates, compliments of Troy Chambers, loan officer for Arboretum Mortgage.

Weekend Open House: Earlington View Home

This weekend I will be holding open my listing in Earlington ... just barely inside the Renton City limits off Renton Ave. S. at 130th St.  This 1952, 1-story with basement home has a finished lower level needing only minor modifications to make it a full-fledged Mother-in-Law unit. No mother-in-law? Rent out the space to make your mortgage payment even more affordable!

3 bedrooms, 1.75 baths, sunny corner lot, view deck overlooking the valley and mountains, all for just $225,000!

The address is 8219 S 130th St. I will be there both Saturday and Sunday from 1-4. Come say hello.

Friday, October 29, 2010

Do you fit the profile of today's home buyer?

5 Traits of Today's Home Buyers
A survey by American Lives, a consumer research firm in California, conducted a study for the trade magazine Builder to answer that question. Here are their conclusions:

· They are young. Most are under 45. Half said they had annual household incomes of $75,000 or less. Two-thirds are married.
· They are frugal. They consistently told surveyors they were eager to live a simple lifestyle.
· They are concerned about their financial future. About 70 percent said the economy is “not so good” with 27 percent saying it was getting worse and 27 percent saying it was getting better, and two-thirds saying it would get better in a year. Some 55 percent said they were concerned that they might lose their jobs.
· They see themselves as energy efficient but not necessarily “green.” About 32 percent said they’d pay extra for energy-efficient features but only 16 percent said they’d pay extra for recycled or renewable construction materials.
· Neighborhood is important. Ninety-five percent said they thought the community was as important as the home itself. Seventy-nine percent wanted the most square footage they could afford, but 69 percent said they’d consider a smaller home in the right neighborhood.

Source: Inman News, Mary Umberger (10/27/2010)

REALTOR® Magazine-Daily News-5 Traits of Today's Home Buyers

Thursday, October 28, 2010

DIY Home Energy Audit

If you are looking for ways to lower your home energy costs, here are instructions about how to conduct your own home energy audit. The simple techniques described here can help you discover what you can do to save energy and money.

Wednesday, October 27, 2010

Should you refinance your loan?

In case you didn't make it to the Savvy Seattle Women workshop, "Should You Remodel, Re-fi or Sell?",  last night, here is some of the information you missed, courtesy of Stephanie Kimball, MetLife Home Loans.
Re-Fi Tips (downloadable PDF file)

What's in Your Home?

It stands to reason that it is a good idea to have a written record of the valuables in your home in case of fire or theft, but how many of us actually have one?

I just read about a free software program you can download that "assists you in taking inventory of your possessions. The easy-to-use, intuitive interface helps you organize your inventory by room and category. You can add multiple pictures of your items, rooms and household as you go along. When you are done you can save a file and print your report." (Above quotation is taken from their website.)

I haven't tried it myself yet, but thought I'd pass along the information. If you try it, let me know what you think. The website address is: www.whatyouown.org

Tuesday, October 26, 2010

Should You Remodel, Re-fi or Sell?

That is the topic for tonight's free workshop (Tuesday, Oct. 26th) to be presented from 6:30P-8P at the High Point Branch of Seattle Public Library. The event is sponsored by Savvy Seattle Women: A Homeowners' Network (not sponsored by Seattle Public Library). Mortgage loan officer, Stephanie Kimball from MetLife Home Loans will be co-presenting along with me. Bring your questions and your friends! Pre-registration is not required and plenty of free parking!

Sunday, October 24, 2010

3 bd/1.75 bath Earlington home Open today

Who says you can't afford a view? My new listing in Earlington (just inside Renton city limits) overlooks the valley and mountains and is priced at just $239,000! This modest, 1500 sq. ft. home sits on a sunny, private, 7,145 sq. ft. lot at the corner of S. 130th and Renton Av S. The finished basement is ideally suited for use as a studio apartment, with it's own 3/4 bath, kitchen and separate entrance. Rent it out to help make the mortgage payment or just enjoy the extra space.

I will be holding the home open from 1-4 today  (Oct. 24th), so come take a look.

Meanwhile, here is the link to a Virtual Tour and a flyer. Or click on the title of this blog post to see more information on my website.  MLS #142458

Saturday, October 23, 2010

Should You Remodel, Re-fi or Sell?

That is the topic for a free workshop to be presented this Tuesday, Oct. 26th from 6:30P-8P at the High Point Branch of Seattle Public Library. The event is sponsored by Savvy Seattle Women: A Homeowners' Network (not sponsored by Seattle Public Library). Mortgage loan officer, Stephanie Kimball from MetLife Home Loans will be co-presenting along with me. Bring your questions and your friends! Pre-registration is not required.

Sunday, October 10, 2010

Remodeled 4 bd/2.5 bath Belvidere Tudor $598,188

Today, from 1-4, I am holding Open a gorgeous, 1930 brick tudor which has been impeccably remodeled and updated from top to bottom. Four bedrooms, two and a half baths, approximately 2,500 sq. ft. on a beautifully landscaped 4,000 sq. ft. lot in West Seattle's Belvidere neighborhood. Separate dining room, french doors, natural gas, air conditioning, attached garage, convenient freeway access, and so much more. Come see for yourself. The address is 4019 Fauntleroy Way SW. MLS# 124009.

As usual, I will be giving coupons for free ice cream from West Seattle's own Husky Deli.

You can find information about this, and many other Opens, here: List of Open House Events.

Rear view of home.

Saturday, October 9, 2010

A new home heating option

At least, it's new to me. It's called infrared radiant heating and it is installed by way of ceiling panels. I know very little about it at this point (haven't yet done my homework), so I am not actually endorsing it, but thought I'd share a website link with you.

Have you experienced it yet? Can you give a review?

Current mortgage loan rates

Troy says, "Wow!!!! Rates have dropped again this week!
Now is an amazing time to either look at a refinance, or a new home purchase."

Troy Chambers

Arboretum Mortgage
Phone: 206-720-6628
Fax: 206-860-9340
troy@arboretummortgage.com
http://www.troychambersmortgage.com/

Table of rates.

Sunday, October 3, 2010

Sunday Open in Gatewood

 Here's where I'll be spending my time today, Sunday, Oct. 3, from 1-4PM. Don't be fooled by the subtle exterior; this home is fabulous inside. It has a floorplan that is an entertainer's dream, as well as a private deck in back. The address is 3721 SW Austin St.  4 bedrooms, 2.75 baths, including a spa-like bath on the lower level that is to die for! New price! $519,000. Come check it out and claim your coupon for a free ice cream cone at West Seattle's own Husky Deli. (http://www.huskydeli.com/). Looking for other Opens? Go to

Saturday, October 2, 2010

Food drive happening now! Come out & donate!

Today, from 10A-2P, Prudential Northwest Real Estate Associates are sponsoring a food and diaper drive to benefit the West Seattle and White Center Food Banks, as well as WestSide Baby.

Here are the 5 local grocery stores where you can go to donate: PCC, Morgan Street Thriftway, White Center Albertson's, Metropolitan Market and Jefferson Square Safeway.

Even if you bring just one little item ... it all adds up to be a big help to someone in need.

Thank you in advance for your support.

P.S. If you would like to donate food or money, but can't make it to a store, give me a call and I will happily come by and pick up your donation in person. 206-708-9800.

Friday, October 1, 2010

An opportunity to help your neighbors

Tomorrow, Oct. 2nd, from 10A-2P, Prudential Northwest Real Estate agents will be out in force to collect donations of food and diapers to benefit local food banks and WestSide Baby (http://www.westsidebaby.org/).

WE  NEED  YOUR  HELP!

The 5 West Seattle stores who are graciously hosting our efforts are:
PCC
Metropolitan Market
Jefferson Square Safeway
Albertsons in White Center
Morgan Street Thriftway

Please give them your support!

Need ideas about what to give? Any non-perishable food is acceptable, especially packaged items such as rice, soup, peanut butter, tuna, chili, green beans, corn, pet food, cereal, oatmeal and pasta, to name a few. Every donation helps, even if it's just a can of soup or a hand full of change. And don't forget the disposable diapers!

Want to donate, but can't get to a donation location? Give me a call and I will happily pick up your donation in person! 206-708-9800.

Together, we can make a difference.

Seattlites are not only credit-worthy, but smart as well!



Daily Real Estate News | October 1, 2010 | Share
Where the Smart Folks Live
The better educated the population, the higher the salaries. So choosing to live where the smart people do can help ensure that someone’s income is also above average.

Here are the metro areas that the most- and least-educated call home:

Metro areas with the highest percentage of residents with a college degree:

1. Washington, D.C., 47.3 percent
2. San Francisco, 43.5 percent
3. San Jose, Calif., 43.2 percent
4. (tie) Raleigh, N.C. 42.2 percent
4. (tie) Boston, 42.2 percent
6. Austin, Texas, 38.7 percent
7. (tie) Minneapolis, 37.6 percent
7. (tie) Denver, 37.6 percent
9. Seattle, 37.4 percent
10. New York, 35.6 percent

Metro areas with the lowest percentage of residents with a college degree:

1. Riverside, Calif., 19.2 percent
2. Las Vegas, 21.3 percent
3. Memphis, Tenn., 24.2 percent
4. Tampa, Fla., 24.6 percent
5. San Antonio, Texas, 24.8 percent
6. Louisville, Ky., 24.9 percent
7. New Orleans, 26.2 percent
8. Detroit, 26.3 percent
9. Orlando, Fla., 26.6 percent
10. Cleveland, 26.9 percent

Source: CNNMoney.com, Les Christie (10/01/2010)
REALTOR® Magazine-Daily News-Where the Smart Folks Live

Seattlites among highest average credit scores

REALTOR® Magazine-Daily News-Cities With Highest, Lowest Credit Scores
Major credit scoring company Experian revealed the nation’s metropolitan areas with the highest and lowest average credit scores.

Experian analysts say that difficulty meeting housing payments are a critical driver of credit scores in this market.

Cities with the highest average credit scores:

· Minneapolis, 787
· Madison, Wis., 785
· Cedar Rapids, Iowa, 781
· Green Bay, Wis., 780
· San Francisco, 780
· Boston, 779
· Peoria, Ill., 778
· La Crosse, Wis, 778
· Seattle, Wash., 777
· Sioux Falls, S.D., 777


Cities with the lowest average credit scores:

· Harlingen, Texas, 684
· Jackson, Miss., 698
· Corpus, Christi, Texas, 700
· Shreveport, La., 701
· El Paso, Texas, 706
· Monroe, La., 706
· Las Vegas, Nev., 707
· Bakersfield, Calif., 708
· Myrtle Beach, S.C., 709
· Tyler, Texas, 709

To see the complete list of cities and credit scores, visit www.livecreditsmart.com.