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Saturday, February 7, 2009

Free Homebuyer Education Seminar


Saturday, Feb. 21st 10:30-4:30 Location: Southwest Branch of Seattle Public Library, 9010 35th Ave SW


Thinking about buying your first home? At this FREE workshop you will learn the steps to home ownership, including:

· How to address credit issues & develop a budget

· How to find the right home & agent for you

· How to apply for downpayment assistance

· How to apply for State loan programs

· How to purchase & maintain a home

Note: This is NOT a sales presentation of any kind.


Presented by Alice Kuder, REALTOR®, & David Todd, Sr. Loan Consultant For info/to register call 206-708-9800 or click here.


Homebuyer Education Seminars are sponsored by the Washington State Housing Finance Commission. The sponsorship by the Commission of a homebuyer education seminar does not endorse a person, business practice, product or service other than those of the Commission.
This workshop is not sponsored by Seattle Public Library.

This weekend's Open House







This Saturday from 2-5 and Sunday, 10A-Noon I will be holding open a meticulously remodeled 3 bedroom/2 bathroom Craftsman-style home in the Westwood neighborhood. This home is truly move-in-ready. Everything from the plumbing to the electrical to the new gas furnace promises immediate comfort. It even has a deck, a patio, a garage and a fenced back yard. All this, plus a view of Mt. Rainier!

EVERYONE WHO VISITS ME AT MY OPEN HOUSE WILL RECEIVE A "THANK YOU" GIFT consisting of a variety of valuable coupons (including one for a free ice cream cone at Husky Deli)and special offers related to home ownership. For example, $50 off carpet cleaning services by Preferred Carpet Care; a free color consultation (valued at $250) and 10% off interior and exterior painting services by Aurea Painters; $50 off a home inspection by Home Inspections of Puget Sound; and many more! The total value of all the coupons combined is over $1000! These are coupons and offers that I have negotiated with local vendors and are AVAILABLE ONLY TO MY CLIENTS. I will be offering these gift packs at all my Open Houses for the foreseeable future, but I reserve the right to discontinue without notice, so don't delay!

Friday, February 6, 2009

Price Reduction on Belvidere Fixer



This home may steal your heart, IF you are not faint of heart! Now listed at $325,000, this is a real "project" house. It has been woefully neglected over the years and is looking for a new owner who will love it back to life. Built in 1918, it sits regally above street level to offer a view of Mt. Rainier (on clear days, of course). 2 bedrooms and 1 bathroom -- 1030 sq. ft. on the main floor and another 1030 in the unfinished basement. Give me a call to arrange a personal tour. 206-708-9800.

Click here to go to my Prudential Website with more details about this property.

Free Homebuyer Education Seminar


Saturday, Feb. 21st 10:30-4:30 Location: Southwest Branch of Seattle Public Library, 9010 35th Ave SW


Thinking about buying your first home?
At this FREE workshop you will learn the steps to home ownership, including:
· How to address credit issues & develop a budget
· How to find the right home & agent for you
· How to apply for downpayment assistance
· How to apply for State loan programs
· How to purchase & maintain a home

Note: This is NOT a sales presentation of any kind.

Presented by Alice Kuder, REALTOR®, & David Todd, Sr. Loan Consultant
For info/to register call 206-708-9800 or click here.

Homebuyer Education Seminars are sponsored by the Washington State Housing Finance Commission. The sponsorship by the Commission of a homebuyer education seminar does not endorse a person, business practice, product or service other than those of the Commission.
This workshop is not sponsored by Seattle Public Library.

Single home buyer?

Are you a single adult, looking for a real estate agent who understands your particular needs and circumstances? I specialize in working with single adults and first-time buyers.

Click on the link below to fill out a questionnaire that will get us started on the road to helping you navigate the course to your new home.

Single Homebuyer Preferences Survey

Or, if you prefer, give me a call for a free, no-obligation, no-hassle consultation. Hire me as your exclusive agent and discover how stress-free the homebuying process can be. Text or call me at 206-708-9800.

Current loan rates


Here's information on loan rate activity for this week, courtesy of Troy Chambers, loan officer for Arboretum Mortgage.


Rates have remained relatively flat this week after the slight increase at the end of last week. As the negative financial numbers continue to be reported, rates continue to stay low. Please let me know if there is anything that I can do to make this a smoother time, as we look forward to a big Spring!

I’m available all weekend, so please contact me directly on my cell at 425-418-5103.

Troy Chambers
Arboretum Mortgage
Phone: 206-720-6628
Fax: 206-860-9340
troy@arboretummortgage.com


Click here to see a table of current loan programs and rates.

Tuesday, February 3, 2009

Home Fads That Are Falling Out of Style?

Here's an interesting article publishedJanuary 21, 2009 by styledstagedsold

LAS VEGAS – Some home features don’t stay popular forever. More homes are inching away from incorporating the following home features, according to recent consumer preference surveys.
1. Fireplaces: The fireplace skyrocketed in importance in homes in 1991 with 62 percent of new homes having one or more. But the number has steadily been decreasing ever since. In 2007, the number dropped to 51 percent.
2. Carpet: While 54 percent of homes still have carpet floors, the number is decreasing and hardwood floors are taking the place. Vinyl and ceramic tile flooring also are being bypassed more by buyers. Seventeen percent of new homes contain hardwood floors throughout the entire house.
3. Living room: These once-decorative centerpieces of homes are slowly vanishing from newer homes. Thirty-four percent of consumers say they’re willing to buy a home without a living room.
4. Desks in the kitchen: These desks were once looked at as great storage areas but they’re often too small and quickly become clutter spaces in a home, said Gayle Butler, editor in chief of Better Homes and Gardens. Instead, more consumers say they prefer larger desks in or near the family room—equipped with a messaging center—where they can keep an eye on their kids as they work on the computer.
5. Skylights: The little windows that allow natural light to seep into a home from above are falling out of style. Only 10 percent of new homes will include them this year, a continuing downward spiral for skylights.
6. Upscale kitchen finishes: Granite countertops are slowly becoming less desirable among buyers who are now moving toward affordable, low-maintenance laminate countertops—which tend to last longer and now come in various styles.
What trends are you noticing are falling out of favor with your buyers?

Certainly these kinds of trends and preferences vary by geographical area, so don't take this as gospel. How does this report mesh with your own preferences?

Monday, February 2, 2009

Tips for getting loan approval

Reprinted from: Daily Real Estate News January 26, 2009

These days one of the biggest impediments to closing a real estate sale can be the buyer’s ability to get a mortgage. Here are some tips for anyone who hopes to land a loan:

Turn to the government. The biggest source of loans these days is the Federal Housing Administration (FHA) and the Veterans Administration (VA). These programs accept borrowers with lower credit scores and allow them to put down as little as 3.5 percent of the purchase price.
Document, document, document. Borrowers will need bank statements, brokerage statements, W-2 forms and tax returns.

Boost credit scores. Borrowers should avoid having more than one-third of their maximum borrowing capacity outstanding on one credit card. If necessary, rotate the debt among several cards.

Work your connections. Comparison shopping is easy online, but if you have an established relationship with a local bank, try that lender first.

If you need more help than this provides, give me a call: 206-708-9800

Sunday, February 1, 2009

Open House -- a Superbowl Pre-Game Alternative!








Today, Sunday from 1-4, I will be holding open a lovely view home at 4431 Glenn Way SW, just blocks from the Junction in the Genesee neighborhood of West Seattle. This 3 bedroom, 2 bathroom home is light and bright, with a versatile floor plan, inlaid hardwoods, 2 fireplaces, terraced gardens and more. Come see for yourself!

EVERYONE WHO VISITS ME AT MY OPEN HOUSE WILL RECEIVE A "THANK YOU" GIFT consisting of a variety of valuable coupons and special offers related to home ownership. For example, $50 off carpet cleaning services by Preferred Carpet Care; a free color consultation (valued at $250) and 10% off interior and exterior painting services by Aurea Painters; $50 off a home inspection by Home Inspections of Puget Sound; and many more! The total value of all the coupons combined is over $1000! These are coupons and offers that I have negotiated with local vendors and are AVAILABLE ONLY TO MY CLIENTS. I will be offering these gift packs at all my Open Houses for the foreseeable future, but I reserve the right to discontinue without notice, so don't delay!