Seattle's Single Minded REALTOR®: Current loan rates

Friday, February 6, 2009

Current loan rates

Here's information on loan rate activity for this week, courtesy of Troy Chambers, loan officer for Arboretum Mortgage.

Rates have remained relatively flat this week after the slight increase at the end of last week. As the negative financial numbers continue to be reported, rates continue to stay low. Please let me know if there is anything that I can do to make this a smoother time, as we look forward to a big Spring!

I’m available all weekend, so please contact me directly on my cell at 425-418-5103.

Troy Chambers
Arboretum Mortgage
Phone: 206-720-6628
Fax: 206-860-9340
troy@arboretummortgage.com

Click here to see a table of current loan programs and rates.

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Savvy Seattle Women: A Homeowners' Network

Real Estate and the Single Adult

Single women & men represent an increasing share of real estate investors. I specialize in working with single buyers.

As a single woman myself, I recognize the unique challenges -- as well as unique opportunities -- involved in buying a home on your own. On the one hand, you don't have to take anyone else's tastes or needs into consideration when deciding upon which home you want. On the other hand, there is probably no one else to share the responsibility of such a significant decision. You may consult many people, but ultimately the weight of the choice is on your shoulders alone.

This makes it all the more important to hire a buyer's agent you trust and on whom you can rely. Call me for a no-obligation, no-hassle consultation concerning how I can help you buy a new home with less stress than you thought possible. 206-708-9800.

I also offer free 2-hour homebuyer education workshops designed specifically for single adults. Call me for upcoming dates and locations. 206-708-9800.

Ready to get started? Click here to fill out a questionnaire telling me about your lifestyle and homebuying preferences.

How's the Market?

What have you heard about the real estate market in the news recently? Seems as if there's a new alarm bell rung every day, doesn't it? How do you know what to believe? How do you learn to read between the lines?

Following are a few general guidelines to help you interpret what you hear/read about real estate in the media.

1) Sensationalism sells: Real Estate is a topic that interests a wide segment of the population. It is a reporter’s job to focus on whichever angle will grab reader attention.

2) There is no such thing as a national real estate market: Although it can be helpful to report on national and regional trends, with rare exception, the relative health of a real estate market is affected more by LOCAL events than by national events. Markets differ significantly from city to city and even neighborhood to neighborhood.

3) Public perception changes the market: Consumer perception of the current state of the real estate market has the power to change the actual market dramatically and almost instantaneously. The extremes of consumer fear and confidence are powerful forces.

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Friday, February 6, 2009

Current loan rates

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